The S&P 500’s performance every year since 1994: 1994: +0.4% 1995: +38.1% 1996: +22.5% 1997: +33.5% 1998: +28.7% 1999: +20.4% 2000: -9.7% 2001: -11.8% 2002: -21.6% 2003: +28.2% 2004: +10.7% 2005: +4.8% 2006: +15.9% 2007: +5.1% 2008: -36.8% 2009: +26.4% 2010: +15.1% 2011: +1.9%

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